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- Look here: Last day to submit News Now survey
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There are several ways that individuals can deceive unsuspecting victims. Being able to recognize a potential scam could save you a lot of money and time. ConsumerReports.org has seven scams that everyone should be aware of. These scams can be extremely difficult to recognize because the person trying to steal your information will lead you to believe they are helping you. However, ConsumerReports.org also advises what to do if you come across one of these scams and how to keep your information secure.
Can you determine if a site is fake or real? In today’s online world it is getting harder and harder to do so. However, many times there are subtle differences that allow us to identify a real, secure site. Even something as small as a spelling error on a page could suggest that it is not authentic. Do you think you know all the signs of a fake site? Symantec offers a fun quiz to test your knowledge.
Making sure you have a secure and strong password is vital to keeping your information confidential. However, it is becoming increasingly difficult to create passwords strong enough to withstand the attacks of hackers. Even after creating a secure password, remembering it can be near impossible. So how can you get the both a secure password and memorable one? Lifehacker has come up with four methods that users can try to create strong passwords that are also easy to remember.
Do you have a fundamental understanding of basic financial principles? The Financial Industry Regulatory Authority has created a quiz to test people’s knowledge of how the market works with five general financial questions. After completing the quiz you can see how you stack up against the national average. Financial knowledge can be vital to ensuring a secure financial future.
It’s been a month since Tax Day, hopefully you have your tax return in hand, or have settled up with the government. The IRS has published some tips with regard to Identity Theft. Identity theft remains a top priority for the Internal Revenue Service in 2014. Identity theft is one of the fastest growing crimes nationwide, and refund fraud caused by identity theft is one of the biggest challenges facing the IRS. This year, the IRS continues to take new steps and strong actions to protect taxpayers and help victims of identity theft and refund fraud.
It has been a few weeks since Microsoft officially cut off support, updates, and service for Windows XP. There are several options for moving on from Windows XP and on to a modern Operating System. Most Windows XP users will find upgrading to Windows 7 or Windows 8 an easy transition. Check if your PC’s hardware can handle an upgrade to Windows 7/8, and then decide between the two new Microsoft Operating Systems. You can find more tips here. Upgrading to a modern Operating System will ensure you receive updates as they become available, keeping your PC secure from threats.
Security experts recommend using password services such as LastPass, PasswordSafe, and KeePass. Recent security concerns regarding HeartBleed and OpenSSL have many internet users questioning how secure their passwords really are. Is putting all of your passwords in one spot such a good idea? Lifehacker has the answer.
If you’ve been following the news this week you probably heard something about the Heartbleed bug in popular internet encryption software, OpenSSL. Vendors and websites have been announcing whether or not they were affected, and how they have mitigated any risk. Users of affected sites will need to change their passwords after the vendor has fixed the software bug and had SSL certificates reissued. It’s Me 247 Online Banking was not affected.
“The Heartbleed Bug is a serious vulnerability in the popular OpenSSL cryptographic software library. This weakness allows stealing the information protected, under normal conditions, by the SSL/TLS encryption used to secure the Internet. SSL/TLS provides communication security and privacy over the Internet for applications such as web, email, instant messaging (IM) and some virtual private networks (VPNs).
The Heartbleed bug allows anyone on the Internet to read the memory of the systems protected by the vulnerable versions of the OpenSSL software. This compromises the secret keys used to identify the service providers and to encrypt the traffic, the names and passwords of the users and the actual content. This allows attackers to eavesdrop on communications, steal data directly from the services and users and to impersonate services and users.”
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In an annual report from the Federal Trade Commission (FTC), the top consumer complaint is Identity Theft. Out of 2 million complaints, 14% were Identity Theft related, with 20% of those complaints reported by 20-29 year olds. The report provides information on a state-by-state and national basis.
The FTC provides resources for dealing with and preventing Identity Theft:
- FTC Identity Theft web page
- Signs of Identity Theft
- Immediate Steps to Repair Identity Theft
- How to Keep Your Personal Information Secure
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Personal Finances can be difficult. Add a committed relationship to that, and things can get even harder. But with these 5 steps from Consumerist, you can help ensure stability in your financial future.
Have you and your significant other taken any of these steps? Read the full article on Consumerist here.