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	<title>CU*Secure</title>
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	<link>http://www.cusecure.org</link>
	<description>Are You Safe?</description>
	<lastBuildDate>Sat, 04 Jul 2009 10:00:05 +0000</lastBuildDate>
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			<item>
		<title>Malicious Web Site / Malicious Code: Waledac Independence Day Theme &#8211; New Campaign In The Wild</title>
		<link>http://www.cusecure.org/2009/07/04/malicious-web-site-malicious-code-waledac-independence-day-theme-new-campaign-in-the-wild/</link>
		<comments>http://www.cusecure.org/2009/07/04/malicious-web-site-malicious-code-waledac-independence-day-theme-new-campaign-in-the-wild/#comments</comments>
		<pubDate>Sat, 04 Jul 2009 10:00:05 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Websense Security Labs]]></category>

		<guid isPermaLink="false">http://www.cusecure.org/2009/07/04/malicious-web-site-malicious-code-waledac-independence-day-theme-new-campaign-in-the-wild/</guid>
		<description><![CDATA[Websense Security Labs™ ThreatSeeker™ Network has detected yet another new Waledac campaign theme in the wild. The new variant uses an Independence Day theme as a social engineering mechanism. The United States of America celebrates Independence Day on July 4 each year. 
The malicious emails that are sent use subjects and content related to Independence [...]]]></description>
			<content:encoded><![CDATA[<p><P>Websense Security Labs™ ThreatSeeker™ Network has detected yet another new Waledac campaign theme in the wild. The new variant uses an Independence Day theme as a social engineering mechanism. The United States of America celebrates <a href="http://en.wikipedia.org/wiki/Independence_Day_%28United_States%29">Independence Day</a> on July 4 each year. </P><br />
<P>The malicious emails that are sent use subjects and content related to Independence Day, Fourth of July and fireworks shows. </P><br />
<P>The malicious Web sites in the current attack also have a July 4 or fireworks theme within the domain name. ThreatSeeker has been monitoring the registration of these domains. Should the user click on the video, which is designed to appear to be a YouTube video, an .exe is offered. When downloaded the .exe would install the latest Waledac variant onto the user&#8217;s machine. </P><br />
<P>Screenshot of the malicious Web site: </P><br />
<P><img src="http://securitylabs.websense.com/content/Assets/AlertMedia/Alert_waledac_independance_2.png" /></P><br />
<P>Websense® Messaging and Websense Web Security customers are protected against this attack. </P></p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>FFIEC Release – FFIEC Issues Statement on Regulatory Conversions</title>
		<link>http://www.cusecure.org/2009/07/04/ffiec-release-%e2%80%93-ffiec-issues-statement-on-regulatory-conversions/</link>
		<comments>http://www.cusecure.org/2009/07/04/ffiec-release-%e2%80%93-ffiec-issues-statement-on-regulatory-conversions/#comments</comments>
		<pubDate>Sat, 04 Jul 2009 10:00:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[National Credit Union Administration]]></category>

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		<description><![CDATA[]]></description>
			<content:encoded><![CDATA[]]></content:encoded>
			<wfw:commentRss>http://www.cusecure.org/2009/07/04/ffiec-release-%e2%80%93-ffiec-issues-statement-on-regulatory-conversions/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Media Release – NCUA Working with Other Regulators on Credit CARD Act and UDAP Rule</title>
		<link>http://www.cusecure.org/2009/07/04/media-release-%e2%80%93-ncua-working-with-other-regulators-on-credit-card-act-and-udap-rule/</link>
		<comments>http://www.cusecure.org/2009/07/04/media-release-%e2%80%93-ncua-working-with-other-regulators-on-credit-card-act-and-udap-rule/#comments</comments>
		<pubDate>Sat, 04 Jul 2009 10:00:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[National Credit Union Administration]]></category>

		<guid isPermaLink="false">http://www.cusecure.org/2009/07/04/media-release-%e2%80%93-ncua-working-with-other-regulators-on-credit-card-act-and-udap-rule/</guid>
		<description><![CDATA[July 1, 2009, Alexandria, Va. &#8212; While an interagency rule on unfair and deceptive acts and practices in connection with credit cards
]]></description>
			<content:encoded><![CDATA[<p>July 1, 2009, Alexandria, Va. &#8212; While an interagency rule on unfair and deceptive acts and practices in connection with credit cards</p>
]]></content:encoded>
			<wfw:commentRss>http://www.cusecure.org/2009/07/04/media-release-%e2%80%93-ncua-working-with-other-regulators-on-credit-card-act-and-udap-rule/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Kanjorski: Congress should take time with reg reforms</title>
		<link>http://www.cusecure.org/2009/07/03/kanjorski-congress-should-take-time-with-reg-reforms/</link>
		<comments>http://www.cusecure.org/2009/07/03/kanjorski-congress-should-take-time-with-reg-reforms/#comments</comments>
		<pubDate>Fri, 03 Jul 2009 10:00:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[CUNA News]]></category>

		<guid isPermaLink="false">http://www.cusecure.org/2009/07/03/kanjorski-congress-should-take-time-with-reg-reforms/</guid>
		<description><![CDATA[Congress should &#8220;step back&#8221; and take time to &#8220;analyze the implications and the effects&#8221; of the laws and regulations that are being debated before it begins the process of legislating financial regulatory reforms, Rep. Paul Kanjorski (D-Pa.) said Wednesday on CNBC.
]]></description>
			<content:encoded><![CDATA[<p>Congress should &#8220;step back&#8221; and take time to &#8220;analyze the implications and the effects&#8221; of the laws and regulations that are being debated before it begins the process of legislating financial regulatory reforms, Rep. Paul Kanjorski (D-Pa.) said Wednesday on CNBC.</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>NCUA working with agencies on Credit CARD Act, UDAP</title>
		<link>http://www.cusecure.org/2009/07/03/ncua-working-with-agencies-on-credit-card-act-udap/</link>
		<comments>http://www.cusecure.org/2009/07/03/ncua-working-with-agencies-on-credit-card-act-udap/#comments</comments>
		<pubDate>Fri, 03 Jul 2009 10:00:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[CUNA News]]></category>

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		<description><![CDATA[The National Credit Union Administration on Wednesday said it has begun to work with the Federal Reserve to implement the Credit Card Accountability, Responsibility, and Disclosure Act of 2009, portions of which supersede interagency rules addressing unfair and deceptive acts and practices (UDAP).
]]></description>
			<content:encoded><![CDATA[<p>The National Credit Union Administration on Wednesday said it has begun to work with the Federal Reserve to implement the Credit Card Accountability, Responsibility, and Disclosure Act of 2009, portions of which supersede interagency rules addressing unfair and deceptive acts and practices (UDAP).</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Credit reporting changes to take effect in 2010</title>
		<link>http://www.cusecure.org/2009/07/03/credit-reporting-changes-to-take-effect-in-2010/</link>
		<comments>http://www.cusecure.org/2009/07/03/credit-reporting-changes-to-take-effect-in-2010/#comments</comments>
		<pubDate>Fri, 03 Jul 2009 10:00:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[CUNA News]]></category>

		<guid isPermaLink="false">http://www.cusecure.org/2009/07/03/credit-reporting-changes-to-take-effect-in-2010/</guid>
		<description><![CDATA[The Federal Trade Commission, the National Credit Union Administration and other associated federal regulators have published final rules that will change portions of the Fair and Accurate Credit Transactions Act to allow consumers to directly dispute potentially inaccurate credit history data with the lender that provided that information to the credit reporting agency.
]]></description>
			<content:encoded><![CDATA[<p>The Federal Trade Commission, the National Credit Union Administration and other associated federal regulators have published final rules that will change portions of the Fair and Accurate Credit Transactions Act to allow consumers to directly dispute potentially inaccurate credit history data with the lender that provided that information to the credit reporting agency.</p>
]]></content:encoded>
			<wfw:commentRss>http://www.cusecure.org/2009/07/03/credit-reporting-changes-to-take-effect-in-2010/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>FHFA raises loan-to-value ratio for home refinancers</title>
		<link>http://www.cusecure.org/2009/07/03/fhfa-raises-loan-to-value-ratio-for-home-refinancers/</link>
		<comments>http://www.cusecure.org/2009/07/03/fhfa-raises-loan-to-value-ratio-for-home-refinancers/#comments</comments>
		<pubDate>Fri, 03 Jul 2009 10:00:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[CUNA News]]></category>

		<guid isPermaLink="false">http://www.cusecure.org/2009/07/03/fhfa-raises-loan-to-value-ratio-for-home-refinancers/</guid>
		<description><![CDATA[Homeowners whose mortgages are backed by Fannie Mae or Freddie Mac will now be given greater opportunities to refinance their homes under the Home Affordable Refinance Program. The Federal Housing Finance Agency Wednesday authorized those government-sponsored entities to increase their loan-to-value ratio ceiling to 125&#37; from the current 105&#37;.
]]></description>
			<content:encoded><![CDATA[<p>Homeowners whose mortgages are backed by Fannie Mae or Freddie Mac will now be given greater opportunities to refinance their homes under the Home Affordable Refinance Program. The Federal Housing Finance Agency Wednesday authorized those government-sponsored entities to increase their loan-to-value ratio ceiling to 125&#37; from the current 105&#37;.</p>
]]></content:encoded>
			<wfw:commentRss>http://www.cusecure.org/2009/07/03/fhfa-raises-loan-to-value-ratio-for-home-refinancers/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Pa. CUs to aid state employees in budget impasse</title>
		<link>http://www.cusecure.org/2009/07/03/pa-cus-to-aid-state-employees-in-budget-impasse/</link>
		<comments>http://www.cusecure.org/2009/07/03/pa-cus-to-aid-state-employees-in-budget-impasse/#comments</comments>
		<pubDate>Fri, 03 Jul 2009 10:00:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[CUNA News]]></category>

		<guid isPermaLink="false">http://www.cusecure.org/2009/07/03/pa-cus-to-aid-state-employees-in-budget-impasse/</guid>
		<description><![CDATA[Nine credit unions in Pennsylvania have announced plans to offer special low-interest loans and lines of credit to help members who are state employees cope with the potential loss of their paychecks.
]]></description>
			<content:encoded><![CDATA[<p>Nine credit unions in Pennsylvania have announced plans to offer special low-interest loans and lines of credit to help members who are state employees cope with the potential loss of their paychecks.</p>
]]></content:encoded>
			<wfw:commentRss>http://www.cusecure.org/2009/07/03/pa-cus-to-aid-state-employees-in-budget-impasse/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Boston Globe: When lender says no, turn to CUs</title>
		<link>http://www.cusecure.org/2009/07/03/boston-globe-when-lender-says-no-turn-to-cus/</link>
		<comments>http://www.cusecure.org/2009/07/03/boston-globe-when-lender-says-no-turn-to-cus/#comments</comments>
		<pubDate>Fri, 03 Jul 2009 10:00:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[CUNA News]]></category>

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		<description><![CDATA[Credit unions are a good alternative to traditional mortgage financing as credit markets overall have tightened up, the Boston Globe said in a Tuesday article.
]]></description>
			<content:encoded><![CDATA[<p>Credit unions are a good alternative to traditional mortgage financing as credit markets overall have tightened up, the <I>Boston Globe</I> said in a Tuesday article.</p>
]]></content:encoded>
			<wfw:commentRss>http://www.cusecure.org/2009/07/03/boston-globe-when-lender-says-no-turn-to-cus/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>CUNA closed Friday for holiday, no News Now</title>
		<link>http://www.cusecure.org/2009/07/03/cuna-closed-friday-for-holiday-no-news-now/</link>
		<comments>http://www.cusecure.org/2009/07/03/cuna-closed-friday-for-holiday-no-news-now/#comments</comments>
		<pubDate>Fri, 03 Jul 2009 10:00:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[CUNA News]]></category>

		<guid isPermaLink="false">http://www.cusecure.org/2009/07/03/cuna-closed-friday-for-holiday-no-news-now/</guid>
		<description><![CDATA[CUNA&#8217;s Washington, D.C., and Madison, Wis., offices will be closed Friday in observance of  the Independence Day holiday. News Now will not publish an edition Friday but will resume regular publication on Monday.
]]></description>
			<content:encoded><![CDATA[<p>CUNA&#8217;s Washington, D.C., and Madison, Wis., offices will be closed Friday in observance of  the Independence Day holiday. <I>News Now</I> will not publish an edition Friday but will resume regular publication on Monday.</p>
]]></content:encoded>
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