http://www.cusecure.org Are You Safe? Sat, 04 Jul 2009 10:00:05 +0000 http://backend.userland.com/rss092 en Websense Security Labs™ ThreatSeeker™ Network has detected yet another new Waledac campaign theme in the wild. The new variant uses an Independence Day theme as a social engineering mechanism. The United States of America celebrates Independence Day on July 4 each year. The malicious emails that are sent use subjects ... http://www.cusecure.org/2009/07/04/malicious-web-site-malicious-code-waledac-independence-day-theme-new-campaign-in-the-wild/ http://www.cusecure.org/2009/07/04/ffiec-release-%e2%80%93-ffiec-issues-statement-on-regulatory-conversions/ July 1, 2009, Alexandria, Va. -- While an interagency rule on unfair and deceptive acts and practices in connection with credit cards http://www.cusecure.org/2009/07/04/media-release-%e2%80%93-ncua-working-with-other-regulators-on-credit-card-act-and-udap-rule/ Congress should "step back" and take time to "analyze the implications and the effects" of the laws and regulations that are being debated before it begins the process of legislating financial regulatory reforms, Rep. Paul Kanjorski (D-Pa.) said Wednesday on CNBC. http://www.cusecure.org/2009/07/03/kanjorski-congress-should-take-time-with-reg-reforms/ The National Credit Union Administration on Wednesday said it has begun to work with the Federal Reserve to implement the Credit Card Accountability, Responsibility, and Disclosure Act of 2009, portions of which supersede interagency rules addressing unfair and deceptive acts and practices (UDAP). http://www.cusecure.org/2009/07/03/ncua-working-with-agencies-on-credit-card-act-udap/ The Federal Trade Commission, the National Credit Union Administration and other associated federal regulators have published final rules that will change portions of the Fair and Accurate Credit Transactions Act to allow consumers to directly dispute potentially inaccurate credit history data with the lender that provided that information to the ... http://www.cusecure.org/2009/07/03/credit-reporting-changes-to-take-effect-in-2010/ Homeowners whose mortgages are backed by Fannie Mae or Freddie Mac will now be given greater opportunities to refinance their homes under the Home Affordable Refinance Program. The Federal Housing Finance Agency Wednesday authorized those government-sponsored entities to increase their loan-to-value ratio ceiling to 125% from the current 105%. http://www.cusecure.org/2009/07/03/fhfa-raises-loan-to-value-ratio-for-home-refinancers/ Nine credit unions in Pennsylvania have announced plans to offer special low-interest loans and lines of credit to help members who are state employees cope with the potential loss of their paychecks. http://www.cusecure.org/2009/07/03/pa-cus-to-aid-state-employees-in-budget-impasse/ Credit unions are a good alternative to traditional mortgage financing as credit markets overall have tightened up, the Boston Globe said in a Tuesday article. http://www.cusecure.org/2009/07/03/boston-globe-when-lender-says-no-turn-to-cus/ CUNA's Washington, D.C., and Madison, Wis., offices will be closed Friday in observance of the Independence Day holiday. News Now will not publish an edition Friday but will resume regular publication on Monday. http://www.cusecure.org/2009/07/03/cuna-closed-friday-for-holiday-no-news-now/