Contact One of the Major Credit Bureaus
- Equifax: 1-888-766-0008
- Experian: 1-888-397-3742
- TransUnion: 1-800-680-7289
This step will guard against the phishers opening any new accounts in your name.
Whichever bureau you contact is required to notify the other two. A fraud alert will be placed on your credit report for ninety days; you may request a seven-year alert with the proper paperwork. Note: if you’re applying for credit during an alert, you will be required to provide additional proof of your identity. This may cause additional delays in securing credit for yourself. It’s a small price for your financial security, but just be aware.
Additionally, you can request an active duty alert, which will automatically opt you out of pre-screen credit and insurance offers for up to two years.
You’ll also be entitled to a copy of your credit report. Get it and review the information for any fraudulent activity.
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