Email Fraud’s Latest Design

It’s easy to spot Nigerian scams, but an increasing number of credit union members are encountering more sophisticated frauds through email solicitations, phone calls and even text messages. In recent weeks, credit unions like SESLOC Credit Union ($526.7M, San Louis Abispo, CA) have reported that members are continuing to field these phishing scams, with an increasing number that are targeting the elderly. For example, one SESLOC member reported receiving a fake phone call about her grandchild being in police custody in Canada and needing money to be released. Another reported hearing that she’d won a prize by paying her utility bills on time, but she needed to give out her personal information to claim it.

Read More »



25 Worst Passwords of 2011

It’s coming up on that time of the year when you start to see the “End of Year” lists.  Mashable has the list of the 25 most common passwords based on SplashData’s records.

Check out the list.  If you use any of these passwords you should change it.  Also scroll to the bottom of the article for 3 easy tips on picking a better password.



How to Curb ID Theft

Identity theft is a growing a concern, though the roots of ID theft have been strangling us for years.

Now, however, fraudsters have perfected ID theft by connecting dots of consumer information from numerous sources, such as Facebook profiles, cell phone records, snail-mail addresses and e-mail accounts.”

Read More »



How healthy are your finances?

CNN Money has a fun calculator to help you determine how healthy your finances are.  In the current economy this is an important consideration to live within your means.  Check it out.

Halloween is just around the corner, and, as expected, malware authors
have already concocted a brew of early scares: blackhat SEO, fake Adobe
Flash notification, and a malicious file download.

…(read more)

Read More »

The United States Computer Emergency Readiness Team (US-CERT) has some good tips on reducing spam.  With the steady increase in the amount of email spam the average internet user receives, it may become harder to discern which messages are spam and which are legitimate.  Reducing the amount of spam you must receive may help protect you from phishing attempts, as well as make your email inbox easier to keep tidy.  Read the linked article for the tips.

Read More »



Six Tips for Safer Online Banking

If you’ve used the Internet for banking or shopping in the last fifteen years, you’ve probably received numerous notifications, warnings, and bits of advice regarding ways to keep your information safe online.Security is fundamental to us at BankSimple, and below we’ve compiled six important tips that can help you independently safeguard your personal and financial data.

Read More »



Most Common iPhone Passcodes

Your smartphone is a computer.  And it has access to various pieces of data that should be considered private or protected.  So what kind of password are you using to protect access to your smartphone?  Are you even using a password?

Daniel Amitay, an iPhone developer, did some casual research on what the common iPhone passcodes likely are.  Similar to the most common password lists, the results show that most people choose insecure, or easily guessable passcodes.

Out of 204,508 recorded passcodes, the top ten most common were:

These 10 codes represent 15% of all passcodes in use.

Read the rest of the article.



Is It Safe to Bank Online?

The answer, according to top security experts, is a qualified “yes.” Using the Internet to bank, buy music, or shop is still as safe or safer than visiting brick-and-mortar locations, as long as consumers take precautions and know what to do if they notice any suspicious activity.

U.S. News has a nice article about Online Banking and includes 10 tips on how to help protect yourself.



How To Dispute Credit Report Errors

Over 80% of credit reports have errors on them, errors which could be lowering your credit score and keeping you from getting credit or paying more for it than you should.

Check out the Consumerist’s recommendations on how to monitor and dispute any errors on your credit report.