Online Safety For Kids

As a parent, keeping your kids safe online is a constant challenge.  It helps to start young at teach your children what information is private and should not be shared.  The Federal Trade Commission has a great web portal with many resources and stories to help education your children.  Especially check out:

Check out the FTC Web Portal.



Five Common Scams Directed at Seniors (and How to Avoid Them)

One of our favorite sites, Lifehacker, has a good article about some common scams targeting senior citizens and some tips on how to avoid them.  Scammers and identity thieves prey on all types, but some of the most vulnerable—and often targeted—by those criminals are senior citizens. From convincing “reverse mortgage” ads to aggressive calls claiming to be from the government, Lifehacker discusses five more common scams directed at seniors, and how to avoid them or help your relatives avoid them.

Read the article.



Recovering from identity theft is easier with a plan.

The FTC launched a new online checklist that makes it easier for you to recover from identity theft.  These checklists tell you what you should do immediately, and then in the near term.  In addition there are many other valuable resources including sample letters for you to use and warning signs that possibly your identity has been compromised.

Check out IdentityTheft.gov for more information.



Can You Answer These 3 Financial Questions?

From Time Magazine, a new study finds that young Americans could use some help when it comes to managing their money. Out of these three questions measuring basic financial knowledge, the average respondent could answer only 1.8 correctly—and only a quarter got all three right.

Read the article to see how well you do.



9 Facts About Computer Security That Experts Wish You Knew

Over at Gizmodo, they’ve put together a list of 9 things top computer security experts wish every one just knew about computer security.  Included in the list are the ones we tell you about all the time – have a strong password and keep your computer current with security patches and the latest web browsers.

Read the full list over at Gizmodo.



What Can An ID Thief Do With My Social Security Number?

Your Social Security Number is one of the most important numbers in your life.  And you need to keep it protected.  Everyone knows that.

But what could really happen if a bad guy gets your SSN?  What could they do?  Check out this article on credit.com about some of the possible consequences if your Social Security Number falls into the wrong hands.  Make sure you check out the links at the bottom of the article to learn more about Identity Theft.

Read the article on credit.com



25 Worst Passwords of 2014

Every year, Splashdata releases the worst passwords for that year. There are changes, but some bad passwords just won’t go away. Splashdata has the list of the 25 most common passwords based on their records.

Check out the list.  If you use any of these passwords you should change it.  Also scroll to the bottom of the article for 3 easy tips on picking a better password.



Planning for Retirement

Have you been putting off planning for your retirement? If so, you’re not alone. Almost fifty percent of households surveyed by the Federal Reserve admitted having no financial plan for retirement. Fortunately, Lifehacker has come up with a six step plan to get you on track for retirement. Make sure you are prepared for the future by visiting your local credit union today to speak with a financial professional.

Learn about Lifehacker’s six step plan here.



Change Default Passwords

If you have recently bought a router or another electronic device, you may have noticed it comes with a default username and password. While it may seem that there is no reason to change the password, The Consumerist explains why doing so will help keep your information safe. Routers, for example, have a database for default usernames and passwords based on the make and model of the router. Changing default passwords is a pivotal step to ensure that your devices are secure.

Read the entire article by The Consumerist here.



Avoiding Common Scams

There are several ways that individuals can deceive unsuspecting victims. Being able to recognize a potential scam could save you a lot of money and time. ConsumerReports.org has seven scams that everyone should be aware of. These scams can be extremely difficult to recognize because the person trying to steal your information will lead you to believe they are helping you. However, ConsumerReports.org also advises what to do if you come across one of these scams and how to keep your information secure.

Learn about impersonation scams and how to protect yourself. 



Identifying Malicious Sites

Can you determine if a site is fake or real? In today’s online world it is getting harder and harder to do so. However, many times there are subtle differences that allow us to identify a real, secure site. Even something as small as a spelling error on a page could suggest that it is not authentic. Do you think you know all the signs of a fake site?  Symantec offers a fun quiz to test your knowledge.

Take the quiz today to find out.



Creating a Password You Can Remember

Making sure you have a secure and strong password is vital to keeping your information confidential. However, it is becoming increasingly difficult to create passwords strong enough to withstand the attacks of hackers. Even after creating a secure password, remembering it can be near impossible. So how can you get the both a secure password and memorable one? Lifehacker has come up with four methods that users can try to create strong passwords that are also easy to remember.

Find out if one of these methods can help you.